Fix-N-Flip Funding

We offer many Fix and Flip Rehab Loan and Bridge Loan programs for new and experienced Real Estate Investors seeking funding in New Jersey and Nationwide.

Below is an overview of some of our top programs.

With the flexibility to offer many options Archer Funding is a nationwide hard money / commercial lender with programs for new and experienced real estate investors.

Fix and Flip Rehab Loan: 90% Purchase /100% Rehab/ Core 1

Up to 90% of purchase and 100% of rehab based on  experience, credit and location.

12 to 24 Month Term –

Monthly Interest Only Payments rolled into the Loan

Maximum Loan Amount is 75% of ARV

Credit Score Minimum 600 Experienced Investors

Credit Score Minimum 660 New Investors

$100,000 Minimum Loan and Minimum Purchase Price

$4,000,000 Maximum Loan Amount

No Income Documents

No Source or Seasoning of Assets

Heavy Rehab / Same Terms

Up to $10,000,000 Credit Facility

Fix and Flip Rehab Loan: 85% Purchase / 100% Rehab / Core 2

Up to 85% of Purchase and 100% of rehab based on experience, credit, number of units

12 to 18 Month Term

Monthly Interest Only Payments

Maximum Loan Amount is 70% of ARV

660 Credit Score Minimum 3+ exits

No Income Docs

No Heavy Rehab

Credit Facility is 4 to 5 times liquidity

700 Credit Score Minimum Less than 3 exits

$75,000 Minimum Loan Amount

$50,000 Minimum Purchase Price

$2,000,000 Maximum Loan Amount

Fix and Flip Rehab Loan: 85% Purchase / 100% Rehab / Core 4

Up to 85% of Purchase and 100% of Rehab based on experience, credit, number of units and location

12 – 18 Month Term

Monthly Interest Only Payments

Maximum Loan Amount: 70% of ARV

650 Credit Score Minimum

700 Credit Score Minimum for Maximum Leverage

$100,000 Minimum Loan Amount

$50,000 Minimum Purchase Price (per unit)

$2,000,000 Maximum Loan Amount

1 to 20 units

No Income Docs

1 Month Source and Seasoning

Heavy Rehab Options

80% Bridge Loan / No Rehab / Core 1

Up to 80% Purchase, Rate & Term, or Cash out Bridge Loan with no Rehab based on experience and location

12 – 24 month term

Monthly Interest Only Payments rolled into the loan

680 Minimum Credit Score

$100,000 Minimum Purchase Price and Minimum As Is Value

$100,000 Minimum Loan Amount, 1-4 units

$4,000,000 Maximum Loan Amount, 1-4 units

up to 80% LTV Purchase, 1-4 units

up to 80% LTV Rate & Term Refinance, 1-4 units

up to 70% LTV, 1-4 units

5+ Units 75% Max LTV Stabilized (Core 4)

5+ Units 65% Max LTV Vacant (Core 4)

5+ Units Minimum Loan Amount $250,000

5+ Units Minimum Value per unit is $50,000

Whether Fix and Flip with Rehab or Bridge Loan Archer Funding has the above options as well as a number of other options for experienced and new real estate investors.